Deposit

Vaishya Annual Income Deposit Scheme 

Annual Installment Rs. 5,000/- 

Investment amount  

Return Amount 
First Year Rs. 5000/- First Year Rs. 2000/-
Second Year Rs. 5000/- Second Year Rs. 2000/-
Third Year Rs. 5000/- Third Year Rs. 2000/-
Fourth Year Rs. 5000/- Fourth Year Rs. 2000/-
Fifth Year Rs. 5000/- Fifth Year Rs. 23,005/-

Annual Installment Rs. 10,000/-
Investment amount  

Return Amount 
First Year Rs. 10,000/- First Year Rs.5,000/-
Second Year Rs. 10,000/- Second Year Rs.5,000/-
Third Year Rs. 10,000/- Third Year Rs.5,000/-
Fourth Year Rs. 10,000/- Fourth Year Rs.5,000/-
Fifth Year Rs. 10,000/- Fifth Year Rs. 40,966/-

Annual Installment Rs. 15,000/-

Investment amount

Return Amount 
First Year Rs.15,000/- First Year Rs. 7,500/-
Second Year Rs.15,000/- Second Year Rs. 7,500/-
Third Year Rs.15,000/- Third Year Rs. 7,500/-
Fourth Year Rs.15,000/- Fourth Year Rs. 7,500/-
Fifth Year Rs.15,000/- Fifth Year Rs.61,448/-

Annual Installment Rs. 20,000/-
Investment amount

Return Amount 
First Year Rs. 20,000/- First Year Rs.10,000/-
Second Year Rs. 20,000/- Second Year Rs.10,000/-
Third Year Rs. 20,000/- Third Year Rs.10,000/-
Fourth Year Rs. 20,000/- Fourth Year Rs.10,000/-
Fifth Year Rs. 20,000/- Fifth Year Rs. 81,930/-

Annual Installment Rs. 25,000/-

Investment amount

 Return Amount 

First Year

 Rs.25,000/- First Year Rs.12,000/-
Second Year Rs.25,000/- Second Year Rs.12,000/-
Third Year Rs.25,000/- Third Year Rs.12,000/-
Fourth Year Rs.25,000/- Fourth Year Rs.12,000/-
Fifth Year Rs.25,000/- Fifth Year Rs. 1,041,936

Five year term with 5 years accident insurance free of Rs. 1 lakh 

(in accordance with the terms & conditions of the insurance company’s rules)